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Enhance Your Buying Power*

Learn How

Find a home that fits your next chapter

With a Home Equity Conversion Mortgage for Purchase (H4P) loan, you may be able to purchase a home that is:

Closer to family and friends
Designed for convenience, such as a single-level home or a property that offers low-maintenance living
Better suited to your current lifestyle
Updated with features that support long-term comfort and accessibility

A different way to buy your next home

Traditionally, homebuyers either pay all cash or take on a mortgage with required monthly payments. An H4P loan introduces another option.

With an H4P, you’ll only need to put down 45%-75%** of the purchase price, freeing up more of your funds for other uses. You just need to live in the home and pay essential property charges like taxes and insurance.

By preserving more of your assets and cash flow through an H4P loan, you may be better equipped to navigate retirement risks like unexpected expenses, volatile markets, and more.^†

*This material does not constitute tax and/or financial advice. Please consult a tax advisor and/or a financial professional for your specific situation. **The required down payment on your new home is determined on a number of factors, including your age (or eligible non-borrowing spouse’s age, if applicable); current interest rates; and the lesser of the home’s appraised value or purchase price. ✝This does not constitute financial advice. Please consult a financial professional for your specific situation.

Customer Stories: Finding the Right Home For You

Why Fairway Independent Mortgage Corporation?

Fairway Independent Mortgage Corporation is a national mortgage lender with top-notch customer service.

We’re committed to providing an amazing experience – from loan application to closing, and beyond.

We’re a national, full-service lender with high customer satisfaction scores
We’re ranked as one of the top 10 mortgage companies in America by Mortgage Executive Magazine
As an FHA-approved lender, we can sell HECM reverse mortgages
We’re dedicated to educating consumers, as well as their family members and other trusted advisors, on the pros and cons of reverse mortgages

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Schedule an Appointment With Us Today!

Call us or complete the form below to schedule a free consultation. Let’s explore if leveraging the power of an H4P loan is right for you.

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†This material does not constitute tax advice. Please consult a tax advisor regarding your specific situation.

*Source: cbsnews.com/news/best-reverse-mortgage-companies-2023

**The required down payment on your new home is determined on a number of factors, including your age (or eligible non-borrowing spouse’s age, if applicable); current interest rates; and the lesser of the home’s appraised value or purchase price